Your Input

Time
You may wish to review this site and speak to your professional service team. We hope this site saves you a lot of time, so that you may make an informed decision prior to becoming a MEMBER.

To provide personal data/pay you can privately submit a secure form from this website which takes approximately 45 minutes to complete. Each year, you or your designated agent must provide us information before we start our calculations (this will take approximately 1 hour). You will also need to sign/review government forms (estimated time 1 hour). The time you spend managing your assets depends on your own preferences.

Money
Please request an individual quote by clicking on Personal Contribution Estimate. There is a one-time initial set-up fee payable in advance, to design your plan document. There are yearly actuarial fees payable in advance to db65.com. There may be a small incremental fee associated with more accounting to do on your tax return (see your accountant for details). There may also be fees associated with investment management which you may pay to the investment manager. Fees depend on the complexity of administration. Actuarial fees will remain constant for three years at which time they may be increased due to CPI (Consumer Price Index), administration changes, and other such relevant factors. Payment will be by check. The fee agreement will specify services within scope and our mutual responsibilities.

Our Output

We provide all of the services you require to create a personal pension plan. Ongoing administration is also provided.

Basic Plan
Initially
We provide a completed plan document and first year contribution amount. We design the plan formula and select plan provisions based on your feedback, in accordance with bigSaveSM. The plan document is prepared by a third-party and reviewed by db65.com