db65.com - Women Only

Women Only

"The years that a woman subtracts from her age are not lost. They are added to the ages of other women." Diane de Poitiers
We would like to facilitate "online" discussions with your peers, relating to your retirement.

Did you know that?

In March 1999, there were almost twice as many retired women than retired men with no pension income¹.
69 percent of retired persons who had income below the poverty threshold and lacked pension income were women¹.
Baby Boom women will change the institution of retirement
The majority of Baby Boom women will not have earned the "right to retire" due to child rearing responsibilities that have no inherent "pay check."
Women's share of self-employment is expected to be about equal to men by 2005. In 1963, three times more men than women were self-employed².
Women and minorities will be driving the net growth in the labor force over the period 1998-2008².
The number of women-owned businesses in the US increased 42% between 1992 and 1999, and now totals more than nine million businesses³.
Baby Boom women's work patterns remain substantially different from Baby Boom men.

Special needs/other facts:

Women live longer than men.
Women have more interruptions in their work life then men due to child rearing and elderly care.
Women have historically worked fewer years than men.
Women have traditionally relied heavily on their spouse's pension and savings.

Demographics explain 80 percent of everything. Women have special needs, especially when it comes time to retire. Consider these facts which cause retirement difficulties. Nevertheless, women are creating new businesses at a fast rate. They are successfully finding market niches and are taking full advantage of the latest technologies. This has resulted in a large cohort of successful women entrepreneurs.

Are you planning for retirement?

How can you be proactive to take your retirement into your own hands?

Rely on yourself. If you are self-employed you can set up a high-power savings plan which would allow large tax-deductible contributions to your own personal pension plan. Check the illustrations which show how quickly you can accumulate a large retirement savings fund - tax-deferred and tax deductions. You may be able to make contributions larger than $100,000 per year due to the tax law changes in 2000 and current 2001 Pension Reform which positively affect qualified retirement plans. Invest in yourself to secure the quality of your post-employment lifestyle. Click here for basics, eligibility, individual screening, and to learn more.

United States General Accounting Office "Characteristics of Persons in Labor Force without Pension Coverage" August 2000
US Small Business Administration - Office of Advocacy. The Third Millennium: Small Business and Entrepreneurship in the 21st Century.
Survey by "National Foundation for Women Business Owners."

HOME	Basics	Eligibility	Screening	Learn More	Contribution Estimate	Women Only

Contact	Definitions	F.A.Q.s	Links	Site Map	Terms	Privacy/Copyright

P.O. Box 2707,
Framingham, MA 01703-2707
E-mail: office@db65.com
Toll Free Voice Mail: (877) 253-7449
Fax (877) 253-7449

Website Design by WHATASITE.COM