db65.com is an actuarial company that assist self-employed individuals create and administer Keogh defined benefit (db) pension plans. Recent changes to the Internal Revenue Service laws now allow for large tax deductions to help the self-employed quickly build their retirement savings. Follow the flow chart to help you understand how these plans work, how much you can save, and how to request a contribution estimate. Under each category, you will notice an estimate of the time it may take you to review each section via the web. If you prefer to save online time and would rather have a printed (& formatted) version of this site, please download the Adobe Acrobat PDF file here. If you do not have the Acrobat Reader on your computer, download it for free at Adobe.com.

Pension Reform

• Recent law changes in 2001 under EGTRRA have made defined benefit pension plans even better. Contact us for details.

Did you know that...

• According to a 1999 Retirement Confidence Survey, workers expect to work longer than their parents and 68% of those surveyed plan on working after they "retire." Half of all workers surveyed have determined how much they need to save for retirement.
• According to a 2000 US General Accounting office report, "in 1998 48% of retired persons reported that they had no pension income of their own or from a spouse."
• Go here for additional facts